| Consumers |
Raymond Levi Blagmon - D
Website
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Benjamin Cardin - D
Website
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James Patrick Cusick, Sr. - D
Website
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| These are available issue topics for which there were no responses. |
| Consumers, a General Statement |
| Credit Cards |
| Consumer Fraud and Protection |
| Telemarketing |
| Credit Card Bill of Rights |
| Credit Card Company Practices |
| Credit Agencies |
| Truth In Lending |
| Insurance Industry |
| Financial Consumer Protection |
| Payday Loans |
| Imported Products' Safety |
| Consumer Product Safety |
| Consumer Products Safety Commission |
| Consumers |
Christopher J. Garner - D
Website
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Ralph Jaffe - D
Website
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Anthony C. Muse - D
Website
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| Consumers, a General Statement |
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Foreclosure prevention and neighborhood stabilization from bank-abandoned homes across our state and nation are critical to restoring American families and communities and reclaiming the American dream. I have introduced in this legislative session the Foreclose Prevention and Neighborhood Stabilization Act of 2012 to
help prevent foreclosure when possible through mandatory mediation and to further homeownership and public safety in the neighborhoods blighted by foreclosed homes.
Furthermore, I will seek a one-time adjustment for all "underwater" home mortgages to the prevailing market rate in particularly hard hit areas. We bailed out Wall Street and the banks, now we must rescue the American homeowner so they will have another option besides walking away from their homes and financial obligation.
Source: muse-for-maryland.com/issues.aspx (04/02/2012) |
| Consumer Fraud and Protection |
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Foreclosure prevention and neighborhood stabilization from bank-abandoned homes across our state and nation are critical to restoring American families and communities and reclaiming the American dream. I have introduced in this legislative session the Foreclose Prevention and Neighborhood Stabilization Act of 2012 to
help prevent foreclosure when possible through mandatory mediation and to further homeownership and public safety in the neighborhoods blighted by foreclosed homes.
Furthermore, I will seek a one-time adjustment for all "underwater" home mortgages to the prevailing market rate in particularly hard hit areas. We bailed out Wall Street and the banks, now we must rescue the American homeowner so they will have another option besides walking away from their homes and financial obligation.
Source: muse-for-maryland.com/issues.aspx (04/02/2012) |
| These are available issue topics for which there were no responses. |
| Credit Cards |
| Telemarketing |
| Credit Card Bill of Rights |
| Credit Card Company Practices |
| Credit Agencies |
| Truth In Lending |
| Insurance Industry |
| Financial Consumer Protection |
| Payday Loans |
| Imported Products' Safety |
| Consumer Product Safety |
| Consumer Products Safety Commission |
| Consumers |
Blaine Taylor - D
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Ed Tinus - U
Website
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Lih Young - D
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| Consumers, a General Statement |
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ISSUES ON: Consumers, Social Security, Pension, Housing; Gay, Afro Americans, Latino, Native Americans:
Protect people's resources (public, private), rights, families. No unjust practices, manipulation, influence, bad proposals, hidden agenda, false excuses (public-private partnership, economic development, housing, MPDU) to benefit/ facilitate "official misconduct- government gang- fraud- crime- injustice networks"=cruel tyranny= robbery machine; continuing, on-going, expanding, penetrating; false levies, liens, garnishment, foreclosures, evictions; vicious cycles. Support equal treatment; respect people's choice of lifestyle, companies, protection and other benefits, as long as they would not violate other people's rights, etc. It is more important to work on strategies to improve society, justice and peace, rather than being misled and divided the voters to benefit the "fraud- crime- injustice networks" operation. Important social issues and tasks are interrelated:
(1). Society is in vicious cycles, as in need of revolution, if we don't act. First, prosecute, eliminate "official misconduct- government gang- fraud- crime- injustice networks". Oppose: unjust practices, manipulation, influence; bad legislative proposals, hidden agenda with false excuses (economic development, housing, transportation, whatever) for private gain (officials, developers, lawyers, etc.); nonsense grants, programs, projects: facilitate "official misconduct- government gang- fraud- crime- injustice networks"=cruel tyranny= robbery machine; continuing, on-going, expanding, penetrating, threat, coercion, victimization, deprivation, discrimination; endless immoral-unlawful acts, rob/destruct resources (public, private; business, civic, political), frivolous litigation, levies, foreclosures; improper processing of complaints, proceedings, docketing; cause vicious cycles: socio- political- election-media; civil-human rights, people-slave. E.g., Problems (A): OPM, DOJ, IRS, SSA, FBI [Response was truncated to maximum response length of 2000 characters.]
Source: Submitted by Lih Young (11/01/2006) |
| Consumer Fraud and Protection |
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ISSUES ON: Consumers, Social Security, Pension, Housing; Gay, Afro Americans, Latino, Native Americans:
Protect people's resources (public, private), rights, families. No unjust practices, manipulation, influence, bad proposals, hidden agenda, false excuses (public-private partnership, economic development, housing, MPDU) to benefit/ facilitate "official misconduct- government gang- fraud- crime- injustice networks"=cruel tyranny= robbery machine; continuing, on-going, expanding, penetrating; false levies, liens, garnishment, foreclosures, evictions; vicious cycles. Support equal treatment; respect people's choice of lifestyle, companies, protection and other benefits, as long as they would not violate other people's rights, etc. It is more important to work on strategies to improve society, justice and peace, rather than being misled and divided the voters to benefit the "fraud- crime- injustice networks" operation. Important social issues and tasks are interrelated:
(1). Society is in vicious cycles, as in need of revolution, if we don't act. First, prosecute, eliminate "official misconduct- government gang- fraud- crime- injustice networks". Oppose: unjust practices, manipulation, influence; bad legislative proposals, hidden agenda with false excuses (economic development, housing, transportation, whatever) for private gain (officials, developers, lawyers, etc.); nonsense grants, programs, projects: facilitate "official misconduct- government gang- fraud- crime- injustice networks"=cruel tyranny= robbery machine; continuing, on-going, expanding, penetrating, threat, coercion, victimization, deprivation, discrimination; endless immoral-unlawful acts, rob/destruct resources (public, private; business, civic, political), frivolous litigation, levies, foreclosures; improper processing of complaints, proceedings, docketing; cause vicious cycles: socio- political- election-media; civil-human rights, people-slave. E.g., Problems (A): OPM, DOJ, IRS, SSA, FBI [Response was truncated to maximum response length of 2000 characters.]
Source: Submitted by Lih Young (11/01/2006) |
| Telemarketing |
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ISSUES ON: Consumers, Social Security, Pension, Housing; Gay, Afro Americans, Latino, Native Americans:
Protect people's resources (public, private), rights, families. No unjust practices, manipulation, influence, bad proposals, hidden agenda, false excuses (public-private partnership, economic development, housing, MPDU) to benefit/ facilitate "official misconduct- government gang- fraud- crime- injustice networks"=cruel tyranny= robbery machine; continuing, on-going, expanding, penetrating; false levies, liens, garnishment, foreclosures, evictions; vicious cycles. Support equal treatment; respect people's choice of lifestyle, companies, protection and other benefits, as long as they would not violate other people's rights, etc. It is more important to work on strategies to improve society, justice and peace, rather than being misled and divided the voters to benefit the "fraud- crime- injustice networks" operation. Important social issues and tasks are interrelated:
(1). Society is in vicious cycles, as in need of revolution, if we don't act. First, prosecute, eliminate "official misconduct- government gang- fraud- crime- injustice networks". Oppose: unjust practices, manipulation, influence; bad legislative proposals, hidden agenda with false excuses (economic development, housing, transportation, whatever) for private gain (officials, developers, lawyers, etc.); nonsense grants, programs, projects: facilitate "official misconduct- government gang- fraud- crime- injustice networks"=cruel tyranny= robbery machine; continuing, on-going, expanding, penetrating, threat, coercion, victimization, deprivation, discrimination; endless immoral-unlawful acts, rob/destruct resources (public, private; business, civic, political), frivolous litigation, levies, foreclosures; improper processing of complaints, proceedings, docketing; cause vicious cycles: socio- political- election-media; civil-human rights, people-slave. E.g., Problems (A): OPM, DOJ, IRS, SSA, FBI [Response was truncated to maximum response length of 2000 characters.]
Source: Submitted by Lih Young (11/01/2006) |
| Credit Card Bill of Rights |
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Protect consumers; prohibit credit fraud, identity theft, unjust practices and bad legislation at the expense of consumers, as often by "officiall misconduct- government gang- fraud- crime- injustice networks", including judicial/legal/ court personnel, government attorneys and private law firms; e.g.,In Maryland: Rockville City Attorney Paul Glasgow, County Government attorney Chyarles Thompson, Karen Federman Hency, Patricia Hines Via, former attorney Kristen Bender (later to be diplomate), Joann Robertson (Sometime use Joann Robert), Esq. State government attorneys Joe Jacobson/ Joe Jacobs, Laura McWeeney; some even so phony; without identified themselves in the hearing or in the courts (state courts or federal courts, including tax courts); Clerk of the Circuit Court Lorettas Knight, Molly Ruhl, Bettie Skelton, District Court Clerk Jeffrey Ward, Administrative Judge Cornelius Vaughey, Clerk of Court of Special Appeals Leslie Gradet, and numerous judges, local- federal. Unjust manipulation of case files at the expense of innocent consumers to benefit "fraud- crime- injustice networks". Social issues are interrelated. See issues tasks in other sections.
Source: Lih Young (11/03/2008) |
| Credit Card Company Practices |
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ISSUES ON: Consumers, Social Security, Pension, Housing; Gay, Afro Americans, Latino, Native Americans:
Protect people's resources (public, private), rights, families. No unjust practices, manipulation, influence, bad proposals, hidden agenda, false excuses (public-private partnership, economic development, housing, MPDU) to benefit/ facilitate "official misconduct- government gang- fraud- crime- injustice networks"=cruel tyranny= robbery machine; continuing, on-going, expanding, penetrating; false levies, liens, garnishment, foreclosures, evictions; vicious cycles. Support equal treatment; respect people's choice of lifestyle, companies, protection and other benefits, as long as they would not violate other people's rights, etc. It is more important to work on strategies to improve society, justice and peace, rather than being misled and divided the voters to benefit the "fraud- crime- injustice networks" operation. Important social issues and tasks are interrelated:
(1). Society is in vicious cycles, as in need of revolution, if we don't act. First, prosecute, eliminate "official misconduct- government gang- fraud- crime- injustice networks". Oppose: unjust practices, manipulation, influence; bad legislative proposals, hidden agenda with false excuses (economic development, housing, transportation, whatever) for private gain (officials, developers, lawyers, etc.); nonsense grants, programs, projects: facilitate "official misconduct- government gang- fraud- crime- injustice networks"=cruel tyranny= robbery machine; continuing, on-going, expanding, penetrating, threat, coercion, victimization, deprivation, discrimination; endless immoral-unlawful acts, rob/destruct resources (public, private; business, civic, political), frivolous litigation, levies, foreclosures; improper processing of complaints, proceedings, docketing; cause vicious cycles: socio- political- election-media; civil-human rights, people-slave. E.g., Problems (A): OPM, DOJ, IRS, SSA, FBI [Response was truncated to maximum response length of 2000 characters.]
Source: Submitted by Lih Young (11/01/2006) |
| Credit Agencies |
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Need: conduct good-faith public hearings, Congressional hearings; and thorough investigation, prosecution, elimination of "official misconduct- fraud- crime- injustice networks" operation, unjust policies, practices, schemes, influence, manipulation; endless unlawful, unethical, immoral acts; in this case and other cases/complaints at administrative and judicial levels; including complaints sent to Treasury, Government attorneys and other offices; 3 branches, local- federal; including independent agencies, media, etc., but have all ignored or implicitly denied. UNCONSTITUTIONAL: Any unlawful treatment, procedures, proceeding, docketing to benefit "fraud and crime networks" against innocent citizens; deprivation of constitutional rights, to live, to choose the place to live, to conduct any activities, speech, activities (personal, business, political, civic, community services, etc.) are unconstitutional. Any ruling/ court order, judgment, rules, schemes, unlawful acts which are unconditional should be void. Any citation, rules, judgments based on falsification, false reports, rumors should be void, removed, dismissed. Agencies should provide in good-faith full information and copies of pleadings, investigative files to complainants or litigants; and allow them ample time to provide feedback.
Source: Lih Young (11/03/2008) |
| Truth In Lending |
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ISSUES ON: Consumers, Social Security, Pension, Housing; Gay, Afro Americans, Latino, Native Americans:
Protect people's resources (public, private), rights, families. No unjust practices, manipulation, influence, bad proposals, hidden agenda, false excuses (public-private partnership, economic development, housing, MPDU) to benefit/ facilitate "official misconduct- government gang- fraud- crime- injustice networks"=cruel tyranny= robbery machine; continuing, on-going, expanding, penetrating; false levies, liens, garnishment, foreclosures, evictions; vicious cycles. Support equal treatment; respect people's choice of lifestyle, companies, protection and other benefits, as long as they would not violate other people's rights, etc. It is more important to work on strategies to improve society, justice and peace, rather than being misled and divided the voters to benefit the "fraud- crime- injustice networks" operation. Important social issues and tasks are interrelated:
(1). Society is in vicious cycles, as in need of revolution, if we don't act. First, prosecute, eliminate "official misconduct- government gang- fraud- crime- injustice networks". Oppose: unjust practices, manipulation, influence; bad legislative proposals, hidden agenda with false excuses (economic development, housing, transportation, whatever) for private gain (officials, developers, lawyers, etc.); nonsense grants, programs, projects: facilitate "official misconduct- government gang- fraud- crime- injustice networks"=cruel tyranny= robbery machine; continuing, on-going, expanding, penetrating, threat, coercion, victimization, deprivation, discrimination; endless immoral-unlawful acts, rob/destruct resources (public, private; business, civic, political), frivolous litigation, levies, foreclosures; improper processing of complaints, proceedings, docketing; cause vicious cycles: socio- political- election-media; civil-human rights, people-slave. E.g., Problems (A): OPM, DOJ, IRS, SSA, FBI [Response was truncated to maximum response length of 2000 characters.]
Source: Submitted by Lih Young (11/01/2006) |
| Insurance Industry |
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Insurance companies are mainly unjustly influenced or be part of "official misconduct- government gang- fraud- crime- injustice networks" operation; whether on cars, homes, or businesses. Consumers, car owners, homeowners are usually victims, and being deprived of ownerships without their faults. Further, consumers, car-owners and homeowners are usually manipulated to have their properties, cars, taken aways or used by others, e.g., car-dealers, repair shops, or abused by law enforcement, etc. Need: conduct good-faith public hearings, Congressional hearings; and thorough investigation, prosecution, elimination of "official misconduct- fraud- crime- injustice networks" operation, unjust policies, practices, schemes, influence, manipulation; endless unlawful, unethical, immoral acts; in this case and other cases/complaints at administrative and judicial levels; including complaints sent to Treasury, Government attorneys and other offices; 3 branches, local- federal; including independent agencies, media, etc., but have all ignored or implicitly denied. UNCONSTITUTIONAL: Any unlawful treatment, procedures, proceeding, docketing to benefit "fraud and crime networks" against innocent citizens; deprivation of constitutional rights, to live, to choose the place to live, to conduct any activities, speech, activities (personal, business, political, civic, community services, etc.) are unconstitutional. Any ruling/ court order, judgment, rules, schemes, unlawful acts which are unconditional should be void. Any citation, rules, judgments based on falsification, false reports, rumors should be void, removed, dismissed. Agencies should provide in good-faith full information and copies of pleadings, investigative files to complainants or litigants; and allow them ample time to provide feedback.
Source: Lih Young (11/03/2008) |
| Financial Consumer Protection |
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Thoroughly investigate problems, especially those that have been identified; to incorporate: (A). the attachment, (B) the cases/complaints at administrative and judicial levels, including improper processing, procedures, proceedings; (C). complaints/reports of frauds and crimes to police, law enforcement, DOJ, IRS, other agencies, including tampering police records and complaints files by law enforcement; (D). Candidate Lih Young testimonies before government bodies, public hearings (3 branches, local- federal); (E). Issues raised in cases/ complaints; (F). Issues raised in TV programs produced by Lih Young; (F). Lih Young's candidate statements, literatures; (G). Problems related to websites for candidate statements, e.g., DNet, Congress.org, Project Vote Smart, etc.; .II. ; (H). to incorporate the attachment, fourteen (14) pages, for recent incidence by unjust practices by court personnel, law enforcement, Tenant/Lanlord division against complainants; (I).Officials/ offices (including Municipal, county, Human Rights, etc.) have conspired, committed and involved in various numerous frauds, crimes and failed to take proper actions to resolve problems to protect citizens or complainants. The District Court and Commission's Offices refuse to file the case and prosecute the crimes as filed by complainants. Montgomery County Crisis Center has failed to process, maintain proper record as to Homelessness. Resources (public, private) has been stolen, robbed by "official misconduct- government gang- fraud- crime- injustice networks"; causing socio-political-economic- election- media- budget problems, civil-human rights backwards, people-slave.
Source: Lih Young (11/03/2008) |
| Payday Loans |
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Protect workers, consumers, homeowners; protect them from being victimized; increase wellbeing of the general public. Eliminate unfair trade, business against consumers/ workers. See other issue items.
Source: Lih Young (11/03/2008) |
| Imported Products' Safety |
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Protect consumers.
Source: Lih Young (11/03/2008) |
| Consumer Product Safety |
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"MURDER-fraud- crime- injustice networks": 4th branches overlapping 3 branches, public, private sectors; deprive/ destroy/damage people (bodily, physically, mentally; home, properties, assets, reputation, vehicles, documents, belongings; incomes, benefits, pensions, life insurance, etc.; endless unjust practices; unjust/false foreclosure, evictions (homeownership, rental; no fault of homeowner/ renters/ complaints; no default payment; landlords/landladies have breached lease agreement, have not returned security deposits); causing poverty, homelessness; obstruct, destruct activities; all kinds of liberties, freedom (individual, family, business, civic, political, community services; speech, communication, association, where to live, to do business, activities, etc.). Abuse of health services, agencies, facilities; e.g., Manor-Care administrator Cheryl Paulson, conspired with police/ Fire/ Rescue (no fire; no rescue needed), forcedly transported the wife to Suburban Hospital; unjust sampling, despite objection; 2+ injections despite the wife's objection; made her un-conscience; then detained in Potomac Ridge Behavioral Health Center without approval from patient or families; unjust/forced medication, isolation; adverse impacts on patients, etc. for about two months. Again, they rumored that the wife was not the spouse; threatened the wife not to visit the husband; who was further injured, made un-conscience, and back to Suburban Hospital; days later put to death by injection; murdered, The children has no father on Father's Day.
Source: Lih Young (09/13/2010) |
| Consumer Products Safety Commission |
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Strengthen consumer protection commission.
Source: Lih Young (11/03/2008) |
| These are available issue topics for which there were no responses. |
| Credit Cards |